What's new this year about the Emory University Student Health Insurance Plan (EUSHIP):

• In 2018, Emory University successfully become a self-insured (self-funded) student health insurance plan. As a self-insured plan, Emory will operate its own student health plan with Aetna Student Health as the plan administrators. And with the uncertainty of available healthcare options, this is the perfect time to consider the Emory University Student Health Insurance Plan (EUSHIP). For additional plan information, please visit the Aetna Student Health, 'your school' website by clicking here.

The Emory University Student Health Insurance Plan (EUSHIP) Design and Benefit Summary, Insurance Summary, Plan Guide and PPO Dental Plan information for 2020-2021:

• The EUSHIP Plan Design and Benefit Summary for 2020-2021: click here.
• The EUSHIP PPO Dental Plan information for 2020-2021: click here.
  
• The EUSHIP Summary of Benefits and Coverage for specific school programs:
  • Click here to view the 2020-2021 EUSHIP Insurance Summary of Benefits and Coverage for Medical and Two-Year MBA Students.
  • Click here to view the 2020-2021 EUSHIP Insurance Summary of Benefits and Coverage for International and PA Students.
  • Click here to view the 2020-2021 EUSHIP Insurance Summary of Benefits and Coverage for All Other Students.

• The EUSHIP Master Policy for 2020-2021 for specific school programs:
  • Click here to view the 2020-2021 EUSHIP Master Policy for Medical and Two-Year MBA Students.
  • Click here to view the 2020-2021 EUSHIP Master Policy for International and PA Students.
  • Click here to view the 2020-2021 EUSHIP Master Policy for All Other Students.

Dependent Enrollment is not automatic. Enrollment must be renewed every new policy year. 

Information:

• As a student currently enrolled in the Emory University Student Insurance Plan you are also eligible to enroll your dependent (spouse, domestic partner, and/or child/ren) in EUSHIP.

• If you are a student currently enrolled in the Emory University Student Health Insurance Plan (EUSHIP) and you would like to also enroll and submit payment for your dependent (spouse, domestic partner, and/or child/ren), both the application and the payment submission for the EUSHIP Dependent Plan are accessed on the same location through the Emory Payment storefront. Click here to apply/enroll/submit payment.

• If you graduate in May, your EUSHIP coverage will remain active until the end of the policy year (medical students July 14th; international students July 31st and all other students August 14th). If you graduate in August, coverage will remain active until August 14th.

• Once your Emory University Student Health Insurance Plan (EUSHIP) terminates, or if you do not return in the fall as a result of a leave of absence or withdrawal, you will be able to extend coverage for an additional 3 months under the Emory University Student Health Insurance Continuation Plan as long as you were covered under the plan, the semester prior.  Benefits under the continuation plan remain the same as the basic student plan. You will have 31 days from the termination date of your prior insurance to enroll.

• If you graduate in December or take a leave absence and do not return for the next Spring Semester, coverage will terminate on December 31st. You will then be eligible to extend coverage for an additional 3 months under the continuation plan. You will also have 31 days from the termination date of your prior insurance to enroll.

How to Apply/Enroll/Submit Payment for the Continuation Plan:

• Once you are eligible to apply/enroll for the EUSHIP Continuation Plan (see above), both the online enrollment and payment submission are accessed at the same location through the Emory Payment storefront. Click here to apply/enroll/submit payment. Applications are available in the Insurance Office through mandatoryinsurance@listserv.cc.emory.edu. 

To obtain your Aetna ID card, select one of following:

1. Access Aetna’s website at https://www.aetnastudenthealth.com/en/school/686178/members/get-id-card.html and Click on the “Print Your ID Card”.  Enter your Emory ID number and date of birth.
2. Request a permanent ID card by calling Aetna Student Health at 1-877-261-8403 
3. Download the Aetna Mobile App on your Smartphone by visiting  www.aetna.com/mobile.

Dental

The Emory University Student Health Insurance Plan offers routine dental coverage. The applicable out of pocket expenses will apply. For additional information, the dental brochure is available here.   

The Pediatric Dental Benefit is available to students under 19 years of age. Routine dental services (exams, cleanings, etc.) are covered at 100% under the plan.  

A complete list of dental providers is available on Aetna’s Docfind website here.

A referral from Student Health is not required for dental.

Vision

The Pediatric Vision Benefit is available to students under 19 years of age. Routine vision services (exams, glasses, contacts,  etc.) are covered at 100% under the plan.  Additional information on this benefit is found on PAGE 36 of the Plan Design and Benefit Summary.

Adult routine vision care is available on a discounted basis only,  under the EyeMed Vision One Discount Program. The applicable discount must be applied to services at the time of the visit.

Prescription Savings and Discounts on:

• Designer frames

• Prescription lenses

• Lens options, like scratch coating and tint

• Non-disposable contact lenses

• Savings on LASIK laser eye surgery

• Replacement contact lenses, delivered to your door

• Savings on eyeglass chains, lens cases and cleaners, and nonprescription sunglasses

Your eye exams are always discounted. So even if your plan covers your first exam, you can save on another one from any participating doctor.

Locations

You can visit many doctors in private practice. Plus, national chains like LensCrafters®, Target Optical® and Pearle Vision®. Log in to your member website at AetnaStudentHealth.com to find participating locations.

Built-in plan discounts with no referrals, claims or limits.

A referral from student health is required for all medically related vision services.

A referral is not required for routine services.

Currently,  the Emory Eye Center located on the main campus, does not participate in the vision discount program under Aetna Student Health. We are working to partner with Emory Healthcare son. To locate additional vision locations, (Walmart, Target Optical, Lens Crafters, etc), access Aetna’s Docfind website.

Travel

The Aetna Student Health Insurance Policy offers both domestic and international coverage including medical evacuation and repatriation. Services rendered internationally are covered at the out-of-network benefit level of 60/40 after the $35 office visit co-pay and $450 annual out-of-network deductible. Additional information regarding coverage abroad is available on Aetna’s website at www.aetnastudenthealth.com/emory under “Travel Assistance”. A separate ID card is also available on the Aetna website. 

Travel Membership Benefits

• 24/7 worldwide medical information and assistance
• Unlimited emergency medical evacuation
• Unlimited medically necessary return home
• Travel arrangements for a family member or friend if you’re alone and are hospitalized and will remain hospitalized
• Emergency return home for the death or life-threatening illness of a parent, sibling or spouse Medical monitoring
• Medical, dental and pharmacy referrals
• Medicine replacement assistance
• Pre-trip information

Travel Assistance

• 24/7 emergency travel arrangements
• Translation assistance
• Assistance with arranging emergency travel funds
• Lost travel documents replacement assistance
• Credit card or traveler’s check replacement assistance
• Legal consultation and referrals
• Delayed baggage tracking

Security Assistance

• Political evacuation
• Natural disaster evacuation

Additional Information

Find out more about On Call travel assistance

See On Call description of services

Print your On Call International ID card

On Call Certificate of Coverage

If you or your eligible dependent (spouse, domestic partner or child) experience a qualifying life event (QLE) by involuntarily losing coverage under another plan by (1) turning 26 and aging off your parents insurance (2) loss of employment/benefits (3) change in marital status (4) new resident to the U.S., you are eligible to enroll in the Emory University Student Health Insurance (EUSHIP) within 31 days of the qualifying event.

You will need to provide a letter of termination from your prior insurance company or a copy of your visa or passport, if entering as a new resident to the U.S. All documents should be submitted to the Insurance Office at MANDATORYINSURANCE@LISTSERV.CC.EMORY.EDU

The premium is not prorated when enrolling mid-year. You will be charged the semester’s premium and coverage will begin the day after your loss.

During the COVID-19, the EUSHIP Referral Requirement is waived until further notice.

Details of the referral requirement will be updated at a later date.

If you take a leave of absence or withdraw within 31 days into the semester, the Emory student health insurance will terminate retroactively and you will not be eligible to enroll or remain enrolled in the EUSHIP for the semester in which your leave occurs.

• Fall Semester – you must remain an enrolled student until Sept 15^th.
• Spring Semester – you must remain an enrolled student until Feb 1^st.

If you remain an enrolled student 31 days into the semester (or beyond), coverage will remain active for the remainder of the semester.

If you are no longer eligible to enroll in the base plan for enrolled students, the continuation plan is available for extending coverage an additional 3 months if you were enrolled in the plan one semester immediately prior to your leave.  

Due to Coronavirus, the 2019 tax filing deadline has been extended to July 15th. For more information, please visit https://www.irs.gov/

All 1095 tax forms have been sent. If you have not received your 1095, please contact Core Management Resource Group at 1.888.741.2673 or email Chandler Wagoner at Chandler.Wagoner@corehealthbenefits.com to request a copy.

Currently effective, the IRS no longer requires that you submit the 1095 form with your tax return. Once you receive your 1095, it is recommended that you retain it for your records only. Penalties will not be imposed.